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	<title>Comments for onlinepaydayloansguides.com</title>
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	<link>http://onlinepaydayloansguides.com</link>
	<description>A blog about guides on Online Payday Loans</description>
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		<title>Comment on Payday loans in NYS &#8211; are they legal? by jake</title>
		<link>http://onlinepaydayloansguides.com/payday-loans-in-nys-are-they-legal/#comment-8699</link>
		<dc:creator>jake</dc:creator>
		<pubDate>Thu, 23 Feb 2012 14:39:24 +0000</pubDate>
		<guid isPermaLink="false">#comment-8699</guid>
		<description>hi
If you looking for a legitimate payday loans upto $ 1000 in 1 Hour .once approved your loan will be transferred directly to your checking account promptly, and securely. Now you&#039;ll be able to use the cash for all your necessities.

http://bestpaydayloancompanies.com

• 100% secure and processing
• No faxing -No credit check
• Immediate online approval
• Excellent customer service
• Get Cash in Minutes!
Good luck!............</description>
		<content:encoded><![CDATA[<p>hi<br />
If you looking for a legitimate payday loans upto $ 1000 in 1 Hour .once approved your loan will be transferred directly to your checking account promptly, and securely. Now you&#8217;ll be able to use the cash for all your necessities.</p>
<p><a href="http://bestpaydayloancompanies.com">http://bestpaydayloancompanies.com</a></p>
<p>• 100% secure and processing<br />
• No faxing -No credit check<br />
• Immediate online approval<br />
• Excellent customer service<br />
• Get Cash in Minutes!<br />
Good luck!&#8230;&#8230;&#8230;&#8230;</p>
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		<title>Comment on How much can a payday loan that reports to the 3 bureaus help my credit score? by Ray S</title>
		<link>http://onlinepaydayloansguides.com/how-much-can-a-payday-loan-that-reports-to-the-3-bureaus-help-my-credit-score/#comment-8696</link>
		<dc:creator>Ray S</dc:creator>
		<pubDate>Wed, 22 Feb 2012 18:07:28 +0000</pubDate>
		<guid isPermaLink="false">#comment-8696</guid>
		<description>they don&#039;t report, only when you don&#039;t pay them, after today 7-21-10, with the new financial reform bill, they will be going the route of the hula hoop and mood rings</description>
		<content:encoded><![CDATA[<p>they don&#8217;t report, only when you don&#8217;t pay them, after today 7-21-10, with the new financial reform bill, they will be going the route of the hula hoop and mood rings</p>
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		<title>Comment on How much can a payday loan that reports to the 3 bureaus help my credit score? by Katrina Derrico</title>
		<link>http://onlinepaydayloansguides.com/how-much-can-a-payday-loan-that-reports-to-the-3-bureaus-help-my-credit-score/#comment-8695</link>
		<dc:creator>Katrina Derrico</dc:creator>
		<pubDate>Wed, 22 Feb 2012 18:01:21 +0000</pubDate>
		<guid isPermaLink="false">#comment-8695</guid>
		<description>Having a sub-prime lender on your credit report (especially an active account) can actually hurt your credit more than it can help.  

I recently ran across some Credit Unions that are offering credit rebuilder programs - bank account, secured credit card, and small secured signature loans.  This is prob. a better option if you could save up $ 200-500 it would get you started.  For more info and links to the programs go to - Secrets to Improve Your Credit - http://secretstoimproveyourcredit.blogspot.com/ - and scroll to the links at the bottom of the blog.</description>
		<content:encoded><![CDATA[<p>Having a sub-prime lender on your credit report (especially an active account) can actually hurt your credit more than it can help.  </p>
<p>I recently ran across some Credit Unions that are offering credit rebuilder programs &#8211; bank account, secured credit card, and small secured signature loans.  This is prob. a better option if you could save up $ 200-500 it would get you started.  For more info and links to the programs go to &#8211; Secrets to Improve Your Credit &#8211; <a href="http://secretstoimproveyourcredit.blogspot.com/">http://secretstoimproveyourcredit.blogspot.com/</a> &#8211; and scroll to the links at the bottom of the blog.</p>
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		<title>Comment on How much can a payday loan that reports to the 3 bureaus help my credit score? by timothy p</title>
		<link>http://onlinepaydayloansguides.com/how-much-can-a-payday-loan-that-reports-to-the-3-bureaus-help-my-credit-score/#comment-8694</link>
		<dc:creator>timothy p</dc:creator>
		<pubDate>Wed, 22 Feb 2012 17:36:08 +0000</pubDate>
		<guid isPermaLink="false">#comment-8694</guid>
		<description>Alternative lenders reduce your credit score.  So not only will your score drop, the damage will remain on your report for 7 years.  Pay insane interest and fees on time and hurt your credit??? This is the best case scenario.</description>
		<content:encoded><![CDATA[<p>Alternative lenders reduce your credit score.  So not only will your score drop, the damage will remain on your report for 7 years.  Pay insane interest and fees on time and hurt your credit??? This is the best case scenario.</p>
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		<title>Comment on How much can a payday loan that reports to the 3 bureaus help my credit score? by My Take on It</title>
		<link>http://onlinepaydayloansguides.com/how-much-can-a-payday-loan-that-reports-to-the-3-bureaus-help-my-credit-score/#comment-8693</link>
		<dc:creator>My Take on It</dc:creator>
		<pubDate>Wed, 22 Feb 2012 16:55:25 +0000</pubDate>
		<guid isPermaLink="false">#comment-8693</guid>
		<description>Why on earth would you even consider doing that? 

I would really question whether this payday lender is truly reporting to the credit bureaus. Most payday lenders do not. 

You would do better to save up $ 300 and go to your bank and open a secured credit card. 

Volunteering to be charged 600% interest so you can get a credit score is a hefty price to pay.</description>
		<content:encoded><![CDATA[<p>Why on earth would you even consider doing that? </p>
<p>I would really question whether this payday lender is truly reporting to the credit bureaus. Most payday lenders do not. </p>
<p>You would do better to save up $ 300 and go to your bank and open a secured credit card. </p>
<p>Volunteering to be charged 600% interest so you can get a credit score is a hefty price to pay.</p>
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		<title>Comment on Are there any grants that will help to off credit card debts, payday loans,car payments and student loan debts? by Knowitall</title>
		<link>http://onlinepaydayloansguides.com/are-there-any-grants-that-will-help-to-off-credit-card-debts-payday-loanscar-payments-and-student-loan-debts/#comment-8687</link>
		<dc:creator>Knowitall</dc:creator>
		<pubDate>Mon, 20 Feb 2012 00:34:21 +0000</pubDate>
		<guid isPermaLink="false">#comment-8687</guid>
		<description>You chose to make the debts by living beyond your means so it is up to you to pay for what you could not afford.</description>
		<content:encoded><![CDATA[<p>You chose to make the debts by living beyond your means so it is up to you to pay for what you could not afford.</p>
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		<title>Comment on Are there any grants that will help to off credit card debts, payday loans,car payments and student loan debts? by Desiree</title>
		<link>http://onlinepaydayloansguides.com/are-there-any-grants-that-will-help-to-off-credit-card-debts-payday-loanscar-payments-and-student-loan-debts/#comment-8686</link>
		<dc:creator>Desiree</dc:creator>
		<pubDate>Sun, 19 Feb 2012 23:55:13 +0000</pubDate>
		<guid isPermaLink="false">#comment-8686</guid>
		<description>bankruptcy. other than that no...</description>
		<content:encoded><![CDATA[<p>bankruptcy. other than that no&#8230;</p>
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		<title>Comment on Are there any grants that will help to off credit card debts, payday loans,car payments and student loan debts? by Stephen T</title>
		<link>http://onlinepaydayloansguides.com/are-there-any-grants-that-will-help-to-off-credit-card-debts-payday-loanscar-payments-and-student-loan-debts/#comment-8685</link>
		<dc:creator>Stephen T</dc:creator>
		<pubDate>Sun, 19 Feb 2012 23:14:34 +0000</pubDate>
		<guid isPermaLink="false">#comment-8685</guid>
		<description>There are no legitimate grants to pay off consumer debt.  Anything you see or are directed to is a scam.  

Federal and state governments give grants to non-profit organizations and local governments but rarely individuals except to expand a small business.  Paying off individual loans is not a good practice for the government to get into because they would be flooded with applications for everyone&#039;s loans.  

If you need help paying down debt there are plenty of grant-funded organizations that will give you the knowledge and power to help you.  Consumer credit counseling services are widely available and while they won&#039;t pay off your loans they will help you manage your money in a better way.  But you need to watch out because there are fraudulent groups out there who claim to work for you (for a fee!).  Find a non-profit.  Good luck.</description>
		<content:encoded><![CDATA[<p>There are no legitimate grants to pay off consumer debt.  Anything you see or are directed to is a scam.  </p>
<p>Federal and state governments give grants to non-profit organizations and local governments but rarely individuals except to expand a small business.  Paying off individual loans is not a good practice for the government to get into because they would be flooded with applications for everyone&#8217;s loans.  </p>
<p>If you need help paying down debt there are plenty of grant-funded organizations that will give you the knowledge and power to help you.  Consumer credit counseling services are widely available and while they won&#8217;t pay off your loans they will help you manage your money in a better way.  But you need to watch out because there are fraudulent groups out there who claim to work for you (for a fee!).  Find a non-profit.  Good luck.</p>
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		<title>Comment on Are there any grants that will help to off credit card debts, payday loans,car payments and student loan debts? by MVD34</title>
		<link>http://onlinepaydayloansguides.com/are-there-any-grants-that-will-help-to-off-credit-card-debts-payday-loanscar-payments-and-student-loan-debts/#comment-8684</link>
		<dc:creator>MVD34</dc:creator>
		<pubDate>Sun, 19 Feb 2012 23:01:26 +0000</pubDate>
		<guid isPermaLink="false">#comment-8684</guid>
		<description>No.

No such thing exists.</description>
		<content:encoded><![CDATA[<p>No.</p>
<p>No such thing exists.</p>
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		<title>Comment on Are Payday Loans Interest Rates Legal? by Robert F</title>
		<link>http://onlinepaydayloansguides.com/are-payday-loans-interest-rates-legal/#comment-8682</link>
		<dc:creator>Robert F</dc:creator>
		<pubDate>Sun, 19 Feb 2012 01:13:18 +0000</pubDate>
		<guid isPermaLink="false">#comment-8682</guid>
		<description>Since they are not Bank operated they are not under banking laws . some states are looking into these</description>
		<content:encoded><![CDATA[<p>Since they are not Bank operated they are not under banking laws . some states are looking into these</p>
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