Payday Loans Scrutinized
With more American’s struggling financially, payday loans are coming under scrutiny for trapping the working poor in a vicious cycle of debt. Armen Keteyian reports.
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To get started with your payday loan, complete our online application and within minutes our representatives will begin to review your information and inform you of your approval status.
Let me tell you something because I know it first-hand. A majority of these payday lenders are seedy, corrupt bottom-feeders. Take W. Allan Jones, owner of Jones Management and Check Into Cash. A known and quoted racist, W. Allan Jones’ payday lending company, Check Into cash, preys on the working poor and minorities. What’s worse, Bank of America and Wachovia are responsible for funding Check Into Cash and W. Allan Jones! Thanks to Senator Corker for accepting money to lobby for them!
Hey Look! When you need cash than try getting one at cashloan.me and if you don’t like what they offer you google cash loan and search for others. Its really that easy. Oh, and don’t borrow so much dang money but I mean what are you going to do if you need the money? does the video say who else is going to loan you?
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@acres90 They do ask that a customer be careful as to the amount that they borrow.
I can see where it can become addictive but the people at Payday obviously knows that someone who comes back for multiple loans aren’t neccessarily the best people to give the loan to in the first place.
I agree about the responsibility but if they had it they wouldn’t be addicted to borrowing.
@ekocentric its callled “personal resposability”
@acres90 What about the customers (rubes) who seem addicted to going to these loan companies? It becomes a merry go round for them.
@MNU1978 You are so right. We have become a society of papers not hand shakes.
We are adults and should be responsible for ourselves.
Has anyone noticed how many entertainers that we have trusted and paid to see will endorse companies like this knowing that someone was going to suffer from these high interest loans.
….Seems that they should understand more than anyone else how it feels to have people targeting them for their hard earned money?
@fastloans77 You can find the bottom feeders online.
how to get a quick loan in usa online?
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69,266 people filed bankruptcy in 2010 after they supposedly fixed the payday APR means the cost of your loan as a yearly rate, what it cost you to make the loan in all payday loans is 15% per $100, or 15%, THAT IS ALL LIED TO YOU, AND NOW 19,189 more people filed for bankruptcy
69,266 people filed bankruptcy in 2010 after they supposedly fixed the payday loans, 49,477 filed for bankruptcy in 2007 before the supposed fix, that means that 19,789 people filed, CBS and all other media LIED to you, payday loans DONOT charge a interest rate or any recurring fees, its simple $15 per $100 dollars borrowed, and a one time late fee if you were late THATS ALL, apr per loan would equal 15% that’s all,
@acres90 Oh really? Everyone wants to blame the “evil” industry for their financial problems. If people took the time to read the fine print that SPECIFICALLY states that these types of loans are “short term only” etc…then maybe they wouldn’t be in a mess. Sorry; but when you sign a contract; IT IS YOUR FUCKING RESPONSIBILITY to read the fucking thing and know whats inside it.
Sorry, but be more responsible. Dumb inbred shits!
i think people who run these are crooked as hell but i in now way think it is the job of the goverment to “protect” us from them……how about RESPOSIBILITY?…..oh yeah outdated concept
@MNU1978 u my friend are living in an outdated cooncept
When you live paycheck to paycheck that means you need to STOP buying beer. STOP going out every weekend. STOP going to Mexico with your buddies. STOP eating out. STOP going to the movies. STOP wasting money and LEARN TO LIVE WITHIN YOUR MEANS.
She could afford food though.
Oprah is partly responsible for people being in debt. She told kids to go to college without warning them about student loans–they are just as bad as payday loans. And then she pushed that flam-flam book “The Secret” on her show. That book doesn’t exactly encourage people to be careful with their finances.
It’s easy to say that you would go without electricity and water until the day comes. When people need money, they need money. Where do they go? Well, the mafia has always been around and offers a solution. So much money and double the interest of payday lenders, and if you don’t pay, they break your legs.
Payday loans can be useful if Managed correctly
Eat Rice and Beans and wait until pay day, if you don’t have gas to go to work, Sell your TV, sell your PC, don’t pay your cell phone bills, sell your BluRay Player, sell your XBOX 360 wait…you probably got that at Rent a Center, okay, then sell Gold rings, stop smoking tabacco, sell your LCD TV, sell car speakers, sell everything that you bought because that’s the reason why you’re in debt. and also, use Condoms!!! do not have any more kids! I only have one, that’s all I can afford