Q&A: How do I Stop Payday Loans from causing me to go bankrupt?
Question by Joshua Wilson: How do I Stop Payday Loans from causing me to go bankrupt?
Best answer:
Answer by bdancer222
Don’t take out payday loans.
Seriously, you need to get a second job or find some way to come up with the cash to work on paying off the payday loans. The interest rates are in the 600%+ range.
Add your own answer in the comments!
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The simple answer: don’t take out a payday loan.
Look at your monthly cash flow (income minus expenses), and do whatever you need to do to make it a positive number. That’s the first step to avoid living paycheck to paycheck. If you’re already in debt, taking out additional high interest loans is the worst thing you can do.