Q&A: I have a lot of bills and keep getting into debt with payday loans?
Question by Denise B: I have a lot of bills and keep getting into debt with payday loans?
Answer by ManuscriptRe
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You’re going to have to get a second job and work VERY HARD at paying off those loans.
And quit getting new loans.
well stop with the payday loans – if you are already late on your bills – then whats a week or two in the long run.
STOP with the loans – Start with wise spending
manage your money. spend only what you make and pay off your credit cards every month.
stop spending you idiot.listen to Dave Ramsey or read his books
please find a way to pay them off ASAP. i know someone who was so stressed out over those stupid payday loans to the point where it was affecting their physical health. they had to file bankruptcy to get rid of them, though. just find a way to pay them off and never get involved with them again. they’re nothing but a HUGE rip off.
Stop getting payday loans! They’re for short term credit only and you seem to have missed that concept.
The key to getting out of debt is to stop buying things you can’t afford.
Don’t spend any extra money at all. It’s not that hard. You will just have to not exist for the next few months basically.
Check mint.com
You can link your bank accounts to this FREE personal finance website
You will know the area where you are spending the most and make decisions based on that.
So quit using payday loans. There in the business of making money off of you. So quit using them. Than get all your bills together and get in contact with each creditor. Let them know your trying to consolidate your bills and would like to work out a type of payment plan. Be smarter than your bills. Keep in contact with the creditors, and this shows that you know you owe them and your making an honest attempt to get the debt settled. There more willing to work with you to help you that way. Good luck.