Q&A: I want to see if I can get a loan from Prosper to pay off my Payday loans. Is Prosper OK?
Question by Sunfire03: I want to see if I can get a loan from Prosper to pay off my Payday loans. Is Prosper OK?
I am caught in a Payday loan nightmare. My credit will not allow me to get a personal loan. I was reading about Prosper, person-to-person loan, hoping and praying that someone would help me get out of this pit called Payday loans.
Answer by bdancer222
Well the interest rate at Prosper will be a whole lot less than that payday loan. But you may not get a loan at Prosper either. If your credit is too bad to get a personal loan, people at Prosper may not be willing to take the risk with you.
Instead of looking for another loan, consider other ways to come up with cash. Have a garage sale, sell blood/plasma, collect alum cans, get a second job …
What do you think? Answer below!
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I’m in the same nightmare as you are with payday loans. I tried getting a loan from prosper and they wouldn’t approve me because my credit score is below 500. Try this link. They have alot of helpful information that will help you out.
If you have bad credit and no collaterol, why would someone else loan you money? You’re trying to borrow from Peter to pay Paul. This is a never ending cycle and you’ll just stay in debt forever. Figure out a way to reduce your expenses, make more money, and get rid of your Payday loans. Get an extra job, have a garage sale, babysit, clean homes, mow lawns, do whatever it takes. It will be worth it to get out of debt!