Q&A: Ihow to get a loan when you have bad credit (no payday loans please?
Question by Bluerose005: Ihow to get a loan when you have bad credit (no payday loans please?
I have gone through 3 bankruptcy‘s letting my lemon trailer home go back, but on the positive side i have paid of numerous payday loans but i would like a chance to get a loan to reeastasblish my credit and get me on the right track. I am currently paying for a 2006 tauras and trying to do right
Best answer:
Answer by Larry Eyes
Don’t take a loan just to get credit unless you need it. You don’t need the added burden of paying off debt again.
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I admire your honesty and persistence – not easy after having 3 bankcrupcies
I suggest that instead of borrowing money, to change your lifestyle. Not to spend what you do not have. You have $ 10, spent $ 8. Once you get used to this lifestyle, you do not need to borrow money anymore.
Buying 2006 Taurus is probably too much. You shld buy small and economical car, from 2001 or so.
I know it is easy to say this, but believe me I have gone through much tougher life and follow strictly the simple and spartan lifestyle. Never borrow a single cents!
The best way to get a loan when you have bad credit, is to put 1000 or 500 in the bank, and then tell them you would like a secured loan. They keep your 500 until you have paid it back. This ensures you will pay it back and in the mean time you get to establish a good pay history with them.
Good Luck.
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