Q&A: Is there a type of debt consolidation for payday loans?
Question by zozosammy: Is there a type of debt consolidation for payday loans?
I’ve met with a lawyer to start to file for bankruptcy. The two main components of my Debts – [Discharge Debt] Review – 60 Minute Payday Loan Review!” href=”http://onlinepaydayloansguides.com/discharge-all-debts-discharge-debt-review-60-minute-payday-loan-review/”>debt are a car repo, which for some reason I still owe around $ 6000, and some payday loans, which I owe around $ 3000. I’m trying to find a way around bankruptcy, if any, does anyone have any ideas?
Best answer:
Answer by oilman11977
Bankruptcy should always be a last resort. Have you tried to make payment arrangements with the creditors. (payments you intend to keep) They will usually be anxious to receive monthly payments, because if you go bankrupt they may get nothing.
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dont opt for bankruptcy
Opt for a debt consolidation loan: The easiest method of getting a debt consolidation loan is to utilize the equity of your home. Equity of your home is calculated and determined by the difference in the amount you have paid and the amount you owe. If the amount you have paid is more than the amount due, you can use it as collateral. This allows you to borrow money on lower interest rates. Besides, you also get tax benefit on this type of loan. Consult your tax advisor before opting for this loan.
http://debt-trap.com/category/Debt-Consolidation-Basics.html