Who can give me the scoop on payday loans?
Question by hurst3: Who can give me the scoop on payday loans?
Are they a good idea?Do people really pay them back?What happens when you don’t?Has anyone out there ever worked for one of these companies?What can you tell me about what is really going on back there?
Best answer:
Answer by startwinkle05
Don’t do it!!!! They charge really high interest. If you had to write a check out of your personal account for them to hold until you can pay, they can cash that check as soon as your agreed upon time to pay has passed. They do NOT have to tell you before they do it. Then, not only do you have their stupid fees, you also have a charge from your bank for a returned check!!!!
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its a rip off. You have to write them a check so You have to pay it back beause they will just cash it. Now if you want to just stop the check or let it bounce after you get your loan you can do that. I have done it several times, but you can only do each comany once.
they loan you money and take a big %age out of your paycheck which is directed to them not you.. my a dvice DONT do it..wait the few days.
DONT DO IT DONT DO IT!! You have to pay a one time fee to get the loan but watch out because you will soon find yourself robbing Peter to pay Paul. IF you dont pay they sue you!
well i like to get a payday advance….yes if u dont pay it back they deposit ur check…havent worked juss get 1 every month
Well, payday loans are very easy to get (if you have a checking acct.) And it will be a quick fix for the moment whatever your finance situation, but let me tell you, It’s a big huge circle and can be a mess to pay it all back!! It’s like if your in a tight budget, paying it back with it’s fees takes a while and you may end up in a circle of re-loaning for a while! I suggest pawning something short term, borrowing from a relative or friend, or just planning it out till payday. Good luck!
payday loans are as close to a legal loan shark as possible
look at my profile for a link for a company that compiles banks and lenders for people with no credit or less than perfect
quote from site”Personal loans, business loans, credit cards and mortgages are all within your reach with us! No matter how bad your credit situation is,”
big rip off…..only do it if you can be one jump ahead and rip them instead
Check the library to see if they have the book “Broke Diaries”. Poor college student tells all about the payday loan scam!