Will filing bankrupcy elimate payday loans?
Question by Glossy: Will filing bankrupcy elimate payday loans?
I know it elimates most debt (besides student loans) and it stops garnishments. But does anyone know if it can stop payday loans? I got myself into a bit of a bind with those damned things.
Best answer:
Answer by Jeff H
You would be far better off getting the dreaded second and third job – work on your days off, etc.
Bankrupcy has costs too. Most likely more than working them off if you attack the problem agressively. Besides who wants to trash their credit for 10 years?
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Yes, it will eliminate your payday loans. You HAVE to list these debts in your bankruptcy petition to make sure they are included.